Medicare Advantage
Medicare Part C — Combining your coverage
Medicare Part C is also known as Medicare Advantage. It's made up of plans approved by Medicare that are offered through private insurance companies. Before enrolling in a Medicare Advantage plan, you will still need to sign up for both Part A and Part B, and then choose a Medicare Advantage plan that is right for you. This means that to get a Medicare Advantage plan, you will have to sign up directly with the private insurer that offers the plan you want after you’ve enrolled in Part A and B.
- Dental, vision or hearing services
- Prescription drug coverage
- Fitness club memberships
What Medicare Part C costs: Once you have a Medicare Advantage plan, you continue to pay a monthly Part B premium to Medicare. In some cases, you may also pay an additional premium to the company that provides your Part C plan. The amount of the premium varies between Medicare Advantage plans. Medicare Advantage also comes with an additional benefit: a limit on the amount you pay for your covered medical care in a given year. This limit is known as an out-of-pocket maximum. Original Medicare does not have this feature.
Medicare Advantage plans can offer additional benefits because the plans are made up of networks of health care providers. Networks can be more efficient in delivering care. As a result, they reduce overall health care costs. Some Medicare Advantage plans require you to use their network of providers. Others allow you to go out-of-network, usually for a higher cost.
While plans vary, some additional benefits of Medicare Advantage plans include:
- Dental coverage
- Vision coverage
- Hearing coverage
- Fitness club membership
Some plans also include prescription drug coverage.
So, a well-chosen Medicare Advantage plan can come with all the coverage you get with Medicare Parts A, B and D.
We work with many Medicare Advantage carriers and can help you review your options.
Call us at 954-510-5431 to discuss your Medicare Advantage plan options.
We are Medicare insurance plan agents serving the following communities:
Coral Springs, Boca Raton, Miami, Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Pompano Beach, Davie, Plantation, Sunrise, Deerfield Beach, Lauderhill, Weston, Tamarac, Margate, Coconut Creek, Oakland Park, North Lauderdale, Hallandale Beach, Lauderdale Lakes, Dania Beach, Cooper City, Parkland, West Park, Wilton Manors, Lighthouse Point, Melrose Park, Southwest Ranches, Boynton Beach, Delray Beach, Greenacres, Jupiter, Lake Worth, Loxahatchee, North Palm Beach, Palm Beach, Palm Beach Gardens, Wellington, West Palm Beach and all of Florida from Pensacola to Key West, FL.